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Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Once the Everyday Account is linked to an active home loan the account name will automatically change to Everyday Account (Offset) To open a joint account you will need to make an appointment with your local branch.